Large Mortgage Loans & High‑Value Lending
If you’ve ever approached your local bank or building society for a larger mortgage, you may already know how tricky it can be.
For a start, many of the “best buy” interest rates you’ll see on the market only apply to loans of under half a million pounds.
Additionally, many of the advisers you meet on the high street simply don’t have the underwriting expertise to deal with a large mortgage – especially if any aspect of your circumstances is slightly out of the ordinary.
Furthermore, many high street lenders are nervous about lending a high loan-to-value, so you might struggle if you want to borrow more than 75% or 80% of the property’s value.
As large loan experts, we can help you to find the mortgage you need – especially if you’re looking for £1 million or more.
At My Local Mortgage Advisor, we specialize in large mortgage loans, commercial loans, and bridging loans in London. Whether you’re buying a luxury home, securing funding for a business property, or need fast bridging finance, we provide tailored solutions to meet your needs. Our team of experts works closely with a wide range of lenders to secure competitive rates and flexible terms.
We understand the complexities of high-value and commercial lending and offer personalized guidance throughout the process. Get in touch today for professional advice on large mortgage loans, commercial financing, and bridging loans in London.
How can I secure a large mortgage loan or high‑value property mortgage?
Securing a large mortgage loan often requires working with a specialist advisor who understands high‑value lending, bespoke underwriting, and the criteria used by private banks and specialist lenders. A large‑loan expert can assess your income structure, review your assets, and match you with lenders who offer competitive rates for £1m+ mortgages. They can also guide you through complex scenarios such as high loan‑to‑value lending, bonus‑based income, commercial borrowing, and bridging finance. This ensures your application is presented correctly and gives you the best chance of approval.
